WinRest™ Disclaimers

Have Questions? We have you covered! values you as a customer and recognizes the need to safeguard the personal information that you provide in order to assist us in providing products or services to you. This Privacy Policy explains how, collects, uses and safeguards your personal information.

Use of the Site
Access to and use of the Site is subject to all applicable international, federal, state and local laws and regulations. Unless otherwise specifically indicated, you may download material displayed on the Site for personal, non-commercial use only.

You may not distribute, modify, copy, publish, transmit, display, sell, license, use, reuse or create derivative works of any of the contents of or material displayed on the Site for any public or commercial purpose without the written consent of or any third party deems necessary. You must retain all copyright and other proprietary notices on downloaded and/or copied material. Any copy of material from the Site you make and distribute for any purpose must also include these Rules.

You may not access or use the Site in any way that could or is intended to damage or impair the Site, or any server or network underlying the Site, or interfere with anyone else's use and enjoyment of the Site.

Copyrights and Other Proprietary Rights

You should assume that everything on the Site is copyrighted unless otherwise noted and that it must not be used except as provided in the Rules or with the express written consent of or any third party deems necessary. neither warrants nor represents that your use of the material displayed on the Site will not infringe rights of third parties. Any product, service, program, or technology described on the Site may be the subject of other intellectual property rights (including but not limited to copyright, trademark, or patent rights) owned by Any such right that is not expressly licensed herein is reserved by

Images of people or places displayed on the Site are either the property of, or used with permission by, Use of these images by you or other third parties is prohibited unless expressly permitted in the Rules or elsewhere on the Site. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable regulations and statutes.

Any product, service, program or technology described in any document published by on the Site may be the subject of other intellectual property rights owned by Any such right that is not expressly licensed hereunder is reserved by

The trademarks and copyrights not attributed to are the property of their respective owners.

Trademarks and Brand Names
The trademarks, logos and service marks, whether registered or unregistered (collectively the "Trademarks") displayed on the Site are Trademarks of and others. Nothing contained on the Site should be construed as granting by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of or such third party that may own the Trademark. Misuse of any Trademarks, or any other content, displayed on the Site is prohibited. aggressively enforces its intellectual property rights, including via civil and criminal proceedings.

Apart from your personal information (which is addressed in the Privacy Policy, any communication or material you send to the Site, electronically or otherwise, including, but not limited to, data, questions, comments, suggestions, or submissions, is and will be treated as non-confidential and non-proprietary, unless otherwise stated in the Privacy Policy. Please note that the U.S.A. Web site has a privacy policy that applies specifically to it, and may contain different terms.

Anything you send to the Site may be used by for any purpose including, but not limited to, reproduction, transmission, disclosure, publication, broadcast, and posting. By submitting material to, you irrevocably transfer and assign to, and forever waive and agree never to assert, any copyrights, "moral" rights, or other rights that you may have in such material. is free to use, without obligation of any kind, any ideas, concepts, techniques, or know-how contained in any communication you send to the Site for any purpose whatsoever, including, but not limited to, developing, manufacturing, and marketing products and services.

By using the Site, you may submit, or may gather, certain limited information about you and your usage of the Site. Subject to the terms of the Privacy Policy, is free to use such information for any purpose it deems appropriate.

No Warranties
The information and services provided or referenced on the Site are provided "as is" and with all faults, and the entire risk as to satisfactory quality, performance, accuracy and effort is with the user. This means that although uses reasonable efforts to include accurate and up-to-date information on the Site, makes no warranties or representations as to its accuracy. makes no warranty, either express or implied, that any information or service provided or referenced by the Site is either merchantable or accurate, that such information or service will fulfill any of your particular purposes or needs, or that such information or service does not infringe on any third party rights. may periodically add, change, or improve any of the information, products, services, programs, and technology described on the Site without notice. assumes no liability or responsibility for any errors or omissions in the content of the Site.

Limitation of Liability
Your use of the Site is at your own risk. To the maximum extent allowed by law, neither nor any other party involved in creating, producing, or delivering the Site, will be liable for any direct, indirect, incidental, consequential, or punitive damages (including, without limitation, lost profits, cost of procuring substitute service or lost opportunity), however caused, arising out of your access to, use of, or reliance on the Site, even if has been advised of the possibility of such damages. Without limiting the foregoing, assumes no responsibility for, and will not be liable for any damages relating to or caused by any viruses which may affect your computer equipment or other property on account of your access to, use of, or downloading from, the Site. cannot and does not guarantee continuous, uninterrupted or secure access to the Site.

Links has not reviewed all of the sites which are linked to the Site, and the fact of such links does not indicate any approval or endorsement of any material contained on any linked site. is not responsible for the contents of any site linked to the Site. Your connection to and use of any such linked site is at your own risk.

Canada, the United States and International Information
Most of the information on the Site applies internationally, but a significant amount of information applies only to certain countries or regions. For instance, if you see the following indication in connection with information on the Site:

"The information on this page applies to businesses in the United Kingdom, Canada and the United States."
then the information on that page applies only to businesses operating in the United Kingdom, Canada and the United States. Although makes reasonable attempts to indicate which information is country- and/or region-specific by including this type of statement, it does not warrant or represent that the information without this type of statement applies internationally. You should check the applicability of any information on the Site to you or your organization. The fact that you have access to such Canada and the United States-specific information does not mean that such information applies or ever will apply to a country or region outside the Canada or the United States.

Termination reserves the right to deny use of all or part of the Site to any user for any reason without notification. may, in it sole discretion and at any time, modify or terminate the Site and remove or refuse to post any information, content or materials.

Additional Legal Information
The Rules will be governed by and construed under the laws of Canada and the United States, excluding only its conflict of law provisions. Each user of the Site hereby submits to the exclusive jurisdiction of the courts within their Provice or State, and waives any jurisdictional venue or inconvenient forum objections to such courts.

Any failure by to enforce any of its rights under the Rules or applicable laws shall not constitute a waiver of such right. If any provision of the Rules is found by a court of competent jurisdiction to be invalid, you,, and the court shall endeavor to give effect to the intent reflected in that provision, and the remaining Rules provisions shall retain their full force and effect.

You agree to follow any applicable laws in your use of the Site. Among other things, Canada, United States and foreign export control laws regulate the export and re-export of technology originating in Canada,the United States and such foreign countries. You will abide by these laws and regulations as applicable and will not transfer, directly or indirectly, by electronic transmission or otherwise, any content or software from the Site to or from any countries or foreign nationals in violation of such laws or regulations.

Please note that is operated by International Service Association and not the various financial institutions that issue cards. None of the terms of any agreement between a cardholder and the financial institution that issued his/her card has any effect on or relation to these Rules.

Please also read the Site Privacy Policy (keeping in mind the possible differences on sites in other countries) which is part of the Rules and which you accept. If you have any questions, comments, criticisms, or complaints about, please feel free to email us.

Online Help

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